Platru/v1.0
Coming soon
The AI spending tracker

Know where your money goes.

Your money, finally explained — an AI spending tracker that helps you organize, understand, and ask questions about your financial life.

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Pillar / 01 — Ingest

Bring your data, your way.

Upload statements, drop in CSVs, forward your bank's email alerts, or jot a movement down by hand. Platru meets your money where it already lives — no bank linking required.
  • PDFs, CSVs, OFX, MT940, CAMT.053
  • Connect your email to auto-fetch spending alerts
  • Connect directly to your bank for live movements
  • Multi-currency, multi-account out of the box
statement.pdf
Scotia Visa · May
✓ ingested
gmail connected
Auto-fetching spending alerts
✓ ingested
BAC · live link
Checking · 312 movements
✓ ingested
movements.csv
Imported · 84 rows
✓ ingested
manual entry
Lunch — ₡8,400
✓ ingested
Pillar / 02 — Organize

See every movement, clearly.

Categories, merchants, recurring charges, month-over-month shifts — laid out in one calm dashboard that explains itself before you have to ask.
  • Auto-categorized into a sensible default taxonomy
  • Recurring charges surfaced and grouped
  • Trends and outliers highlighted automatically
Spending · last 12 weeks+34% restaurants
Restaurants
$842
+34%
Groceries
$310
−8%
Transport
$184
+2%
Subscriptions
$96
—
Pillar / 03 — Ask

Ask your money questions.

Chat with an assistant that already knows your spending history. Plain-English answers, with the receipts — literally — to back them up.
  • “Have I been eating out more this month?”
  • “What did I spend on coffee last quarter?”
  • “Which subscriptions did I forget about?”
Ask Platru
Have I been eating out more this month?
Yes — 34% more than your usual. The jump came from 6 weekend dinners, mostly at Café Mundo and Sikwa.
6 transactions+$214
Pillar / 04 — Improve

Build better habits.

Spending data becomes budgets, alerts, and practical nudges. Small course-corrections, not guilt trips — so change actually sticks.
  • Soft budgets per category
  • Pre-charge alerts on recurring spend
  • Monthly recap with one focus for next month
60%
Of budget
Nudge
Cap restaurants at $600 next month.
Alert
Spotify renews in 3 days · $11.99
Focus
One habit: cook 2 weeknights / week.

Know where your money goes.

Be among the first to try Platru.